Seems like it would go far beyond this. Imagine a world where you go to work in a Holodeck; you enter the room, you say you want to go to Starfleet Command, and it appears around you, while simultaneously a hologram of you appears in the actual building somewhere in San Fransisco. Imagine you meet a girl there, and decide to have dinner with her. Perhaps she’s on the Enterprise, and you’re on DS9, if you both have access to a holodeck, why not just have the date virtually in the holodeck? As far as both of you are concerned, you might as well be meeting in real life. I think if I were living in those times, I’d just want a holodeck shuttlecraft and call it a day.